Posts tagged as:

saving

Starting an Emergency Investing Fund

The standard financial advice is to invest for your future and reserve some savings for an emergency fund. However, it’s also a good idea to keep some money free in case a great investment opportunity comes around. What if the price of a piece of real estate you were eyeing just dropped 40% in its [...]

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Reduce Money on Gas

If you commute daily in your own vehicle, it’s no secret that gas expenses add up faster than Diddy’s self-promotion on Twitter. Since gas is a necessary evil, here are some ways to reduce your expenses: • Reduce usage of your breaks. • Remember: The GAS pedal is not your friend. • Reduce your speed [...]

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Obama Wants to Help Americans Save

President Obama wants to put measures in place to help Americans put away more savings. With debt on the rise and savings dropping, it’s not a good look. The recipe for wealth has remained constant: no debt, vigilant saving. If that isn’t heeded, nothing changes. Thus, the President sees it necessary to implement some changes. [...]

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Art of Negotiating Like an Indian

Sometimes, it pays to mimic the behaviors of those who have mastered actions. Indians have a cultural behavior to negotiate prices and have comfort with numbers. They take these useful skills and bank on them here in America. Examples of Indian negotiating triumphs: •    Getting bank withdrawal fees removed •    Sabeer Bhatia getting Microsoft to [...]

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Ramit Sethi’s Approach to Earning $200 a Month

The Two-Header Savings Approach There’s victory in small steps. You would be surprised at the money you could save by keeping things simple. People commonly look for savings to come from the outside, but you could actually spare savings from simply reducing your discretionary spending. Ramit Sethi suggests looking to your two biggest discretionary spending [...]

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3 Ways to Spend Smart

The art to spending is to exchange value. Some people are fooled by low prices. Others are fooled by exclusively high prices. A wise spender knows what value they’re getting for their money. We have collected a few tips to keep in mind whilst shopping: 1. Durability matters – We shudder when we see consumers [...]

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Saving Money on Your First Apt.

With the real estate bust, there are more options for the apartment seekers in the current market. Young Money reports how to take advantage of it so that you can save money on your first apartment. Then, you can put that savings towards investing in yourself. 1. Negotiate rent: Research the average apartment prices for [...]

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Gold: How to Get In on Its Wealth

Gold is the international symbol of wealth. Regardless of inflations, down markets, and recessions, it’s timeless in its worth. While most Western countries no longer have their currencies tied to the value of gold they have, every country has its stake to back their worth. Question is, how much do you hold? Before you go [...]

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